Naples Homes under $400,000

Naples Homes under $400,000

Welcome to Naples, Idaho – a hidden gem nestled in the heart of Boundary County. Known for its breathtaking natural beauty and a tight-knit community, Naples is the perfect blend of rustic charm and modern living. Surrounded by the majestic Selkirk Mountains and the serene waters of the nearby lakes, this picturesque town offers a tranquil lifestyle that is hard to resist.

For those seeking to invest in a home without breaking the bank, Naples presents an array of charming properties under $400,000. Whether you’re a first-time homebuyer, a retiree looking for a peaceful retreat, or a family searching for a place to grow, you’ll find an impressive selection of homes that cater to your needs. From cozy cabins with stunning mountain views to spacious family homes with ample outdoor space, there’s something for everyone in this welcoming community.

Living in Naples means embracing a lifestyle filled with outdoor adventures. With hiking trails, fishing spots, and winter sports just a stone's throw away, you’ll have endless opportunities to explore the great outdoors. The community spirit here is palpable, with local events and gatherings that foster connections among residents.

In Naples, you’re not just buying a house; you’re investing in a way of life. With affordable homes and a vibrant community, it’s the ideal place to plant your roots and create lasting memories. Come discover the charm of Naples, Idaho, and find your dream home today!

Newest Naples Homes under $400,000

1015 Dusty Lane, Naples
$185,000
1 Beds ⋅ 20262116 MLS
Calling all outdoor enthusiasts! Discover 1.29 private acres ideally situated between Sandpoint and Bonners Ferry, offering a convenient basecamp for experiencing the best of North Idaho. Located near McArthur Lake and abundant public lands, endless opportunities for hunting, fishing, hiking, wildlife viewing, and year-round recreation are within easy reach. The property features an unfinished 640 sq. ft. cabin with rustic upright wood-plank siding and an open loft-style bedroom area upstairs. A wood-burning stove in the main living area serves as the primary heat source, creating the perfect foundation for a cozy recreational retreat. While there is currently no well or established water source, the property is equipped with a 1,500-gallon water holding tank. Additional improvements include a detached 24' x 32' pole building/shop, plus a large barn/shop located near the road, providing excellent space for vehicles, recreational equipment, tools, and storage. The acreage is continuously fenced on all sides, with level-to-sloping terrain offering several potential building sites or areas for RV use. With easy access from US Highway 95, no CCRs, and a central location between two of North Idaho’s most desirable communities, this versatile property offers plenty of potential as a recreational getaway, future homesite, or private North Idaho retreat.

1015 Dusty Lane, Naples
1015 Dusty Lane, Naples
$185,000
1 Beds ⋅ 26-8772 MLS
Calling all outdoor enthusiasts! Discover 1.29 private acres ideally situated between Sandpoint and Bonners Ferry, offering a convenient basecamp for experiencing the best of North Idaho. Located near McArthur Lake and abundant public lands, endless opportunities for hunting, fishing, hiking, wildlife viewing, and year-round recreation are within easy reach. The property features an unfinished 640 sq. ft. cabin with rustic upright wood-plank siding and an open loft-style bedroom area upstairs. A wood-burning stove in the main living area serves as the primary heat source, creating the perfect foundation for a cozy recreational retreat. While there is currently no well or established water source, the property is equipped with a 1,500-gallon water holding tank. Additional improvements include a detached 24' x 32' pole building/shop, plus a large barn/shop located near the road, providing excellent space for vehicles, recreational equipment, tools, and storage. The acreage is continuously fenced on all sides, with level-to-sloping terrain offering several potential building sites or areas for RV use. With easy access from US Highway 95, no CCRs, and a central location between two of North Idaho's most desirable communities, this versatile property offers plenty of potential as a recreational getaway, future homesite, or private North Idaho retreat.

1015 Dusty Lane, Naples
1628 Morris, Naples
$399,950
2 Beds ⋅ 1 Baths ⋅ 26-6710 MLS
Lookin' for a cabin on a yr round creek in the woods on 20 acres that abuts 1000's of acres of state and timber company ground?? Look no further! This super cute well built off grid cabin has everything thought out already! Most all furnishings stay for new owner. Year round Fall Creek is RUSHING by just off of the deck of the front door below ya. Great spot to sit, especially in the springtime. The water is SO loud that it is hard to have a conversation near the creek when the spring runoff is gong on! Wanna pan for gold? Have at it! You could gravity flow to the house from the spring up above if desired. Has a full concrete foundation and crawl space. Inside has oil lighting, state of the art composting toilet system, flow thru h20 heater generator ready and more! Located on a daily driven road so generally speaking the road is cleared in the wintertime! It doesn't get any better than this... Hunting, fishing, shooting on your own property and escaping the daily rat race. Do it!!!

1628 Morris, Naples
206 Tomko, Naples
$399,999
1 Beds ⋅ 2 Baths ⋅ 20260592 MLS
Price Reduction — This exceptional Northern Idaho homestead is officially ready for its next owner. Set on 10 private acres and perched 1,100 vertical feet above the valley floor, this off-grid retreat borders U.S. National Forest and offers unmatched security, privacy, and panoramic views. The property sits 2.5 miles up a winding dead-end private road and just 4.5 miles from Highway 95, providing ideal separation while maintaining access to town. The 1,344 sq ft cabin is thoughtfully designed for year-round living. The main level features a mud room with secure entry, a spacious kitchen with propane range/oven, vintage wood-fired cook stove, and a large pantry. The dining and family room open to a covered deck overlooking McArthur Lake Wildlife Sanctuary, with views stretching north to Bonners Ferry and south toward Sandpoint and Lake Pend Oreille. Upstairs includes a primary bedroom, guest space, and two full bathrooms (one nearing completion). Hot water is supplied by an on-demand propane system. Power comes from a solar-battery array with generator backup, and the drilled well produces an impressive 50+ gallons per minute. Additional improvements include a shop/garage for off-road vehicles and ample storage throughout the cabin for tools, gear, and preparedness supplies. The southern exposure is ideal for large-scale food production — greenhouses, walipinis, raised beds, and more. Wildlife is abundant: elk, deer, bear, moose, mountain lion, turkey, and others frequent the property. Whether you’re seeking a secure full-time homestead or a strategic off-grid retreat, this mountainside property offers rare capability, privacy, and natural beauty.

206 Tomko, Naples
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