Spirit Lake Homes under $400,000

Spirit Lake Homes under $400,000

Welcome to Spirit Lake, Idaho – a hidden gem nestled in the picturesque landscapes of the Pacific Northwest. Known for its stunning natural beauty and vibrant community spirit, Spirit Lake offers a unique blend of outdoor adventure and small-town charm. With its namesake lake providing endless opportunities for fishing, boating, and swimming, residents enjoy a truly idyllic lifestyle surrounded by towering pines and breathtaking mountain views.

Spirit Lake boasts a friendly atmosphere where neighbors become friends, and community events bring everyone together. The annual Spirit Lake Festival is a highlight, showcasing local crafts, delicious food, and live entertainment, making it a must-visit for both locals and visitors alike. The city is also home to several parks, hiking trails, and recreational facilities, ensuring that there’s always something to do for families and outdoor enthusiasts.

For those looking to settle down in this enchanting area, Spirit Lake offers an array of beautiful homes priced under $400,000. Whether you’re searching for a cozy starter home or a charming retreat, you’ll find options that cater to your needs without breaking the bank. Many of these homes feature spacious yards, modern amenities, and proximity to the lake, allowing you to embrace the Spirit Lake lifestyle fully.

With its affordable housing market, welcoming community, and breathtaking surroundings, Spirit Lake, Idaho, is the perfect place to call home. Discover your dream property today and start making memories in this enchanting corner of the world!

Newest Spirit Lake Homes under $400,000

7562 Spirit Lake LOT 10 Unit LOT 10, Spirit Lake
$350,000
3 Beds ⋅ 2 Baths ⋅ 26-9792 MLS
Welcome to the desirable Lake Haven community in Spirit Lake! This well-maintained 2003-built 3 bed, 2 bath home offers comfortable living with an open-concept & newer stainless steel appliances. The updated primary suite features a walk-in shower. As one of the only double-wide homes in the neighborhood, this property provides extra space & functionality. Step outside to enjoy the adjacent large HOA maintained grassy lawn-perfect for relaxing or outdoor activities. The 25x34 oversized carport with a 12-ft high clearance offers ample room for vehicles, boats, or toys, with potential to be enclosed into a shop. Lake Haven residents enjoy fantastic HOA amenities including a community firepit, picnic area, boat slip INCLUDED, & almost 700 feet of private sandy beach access, community W/S/G, & lot rent. Conveniently located just minutes from downtown Spirit Lake & walking distance Sedlmayer's Resort & Restaurant, this home offers the perfect blend of comfort, recreation, & location.

7562 Spirit Lake LOT 10 Unit LOT 10, Spirit Lake
15886 Spirit Lake, Spirit Lake
$299,900
2 Beds ⋅ 1 Baths ⋅ 26-6610 MLS
Affordable North Idaho waterfront opportunities like this are becoming increasingly rare! Tucked away in the calm, protected waters of Shields Bay, this boat-access-only cabin offers 50 feet of deep-water frontage with fishing, peaceful surroundings, and the chance to own your own lake retreat at an incredible value. The cabin features 2 bedrooms, 1 bathroom, and a spacious living room with large windows overlooking the lake, creating the perfect place to relax after a day on the water. The property is served by a lake water system and does not have a septic system. Whether you're looking for an affordable summer getaway, a fishing cabin, or a property where you can build equity while enjoying the North Idaho lifestyle, this is an outstanding opportunity. The cabin and walkway to the dock are in need of repairs, making it an ideal project for someone ready to invest some sweat equity. Bring your vision and transform this hidden gem into the lake cabin you've always dreamed of.

15886 Spirit Lake, Spirit Lake
15902 Spirit Lake, Spirit Lake
$349,900
2 Beds ⋅ 1 Baths ⋅ 26-6607 MLS
Escape to your own private waterfront retreat in beautiful Shields Bay on Spirit Lake! This charming boat-access-only cabin offers 50 feet of deep-water frontage in a quiet, protected bay known for excellent fishing, calm waters, and peaceful surroundings. The property features a quality dock with an additional swim dock, making it the perfect place to spend your summer days swimming, boating, and enjoying the lake. The cabin offers 2 bedrooms, 1 bathroom, and a spacious living room with large windows that frame beautiful lake views. Whether you're relaxing inside or enjoying the waterfront, this is the ideal setting to unplug and experience North Idaho lake life. The property is served by a lake water system and does not have a septic system, offering a true rustic cabin experience. Whether you're looking for a weekend getaway, a fishing retreat, or a place to create lasting family memories, this waterfront property is ready for your personal touches and years of enjoyment.

15902 Spirit Lake, Spirit Lake
32753 N 2nd Ave, Spirit Lake
$350,000
3 Beds ⋅ 1 Baths ⋅ 20261036 MLS
Cozy and full of potential, this 3-bedroom, 1-bath single-wide mobile home sits on a spacious .35-acre double lot. With plenty of room to spread out, park, and plan for the future, this property offers flexibility that's hard to find at this price point. The standout feature is the 30' x 40' shop, complete with a dedicated office and storage area--perfect for hobbies, a home business, or extra space for all your gear. Enjoy a fully fenced yard with mature cherry and apple trees, plus ample parking, including RV space. Live comfortably as-is, or take advantage of the extra lot to build your dream home. A great opportunity with room to grow! Listing being sold ''as is''.

32753 N 2nd Ave, Spirit Lake
32753 2nd, Spirit Lake
$350,000
3 Beds ⋅ 1 Baths ⋅ 26-4362 MLS
Cozy and full of potential, this 3-bedroom, 1-bath single-wide mobile home sits on a spacious .35-acre double lot. With plenty of room to spread out, park, and plan for the future, this property offers flexibility that's hard to find at this price point. The standout feature is the 30' x 40' shop, complete with a dedicated office and storage area--perfect for hobbies, a home business, or extra space for all your gear. Enjoy a fully fenced yard with mature cherry and apple trees, plus ample parking, including RV space. Live comfortably as-is, or take advantage of the extra lot to build your dream home. A great opportunity with room to grow! Listing being sold ''as is''.

32753 2nd, Spirit Lake
552 Outback, Spirit Lake
$315,000
3 Beds ⋅ 1 Baths ⋅ 26-3669 MLS
Beautifully remodeled 3-bedroom, 1-bath manufactured home with a spacious rear addition featuring a comfortable family room, all set on 5.89 private acres. Ideally located between Priest River and Spirit Lake, this property offers the perfect blend of seclusion and convenience within a small subdivision that includes community water and shared road maintenance. The home showcases numerous updates, custom trim work, and comes fully equipped with all appliances. Property offers plenty of usable land, with room to build your dream custom home while using the existing residence as a guest home, or live in while you build. The property also includes two storage sheds, multiple frost-free hydrants, and a variety of established, harvestable produce--perfect for those seeking a self-sufficient lifestyle. Peaceful, private, and versatile--this is a must-see property that won't last long. See add'l items list for more.

552 Outback, Spirit Lake
552 Outback Loop, Spirit Lake
$315,000
3 Beds ⋅ 1 Baths ⋅ 20260887 MLS
Beautifully remodeled 3-bedroom, 1-bath manufactured home with a spacious rear addition featuring a comfortable family room, all set on 5.89 private acres. MOTIVATED SELLER: Ideally located between Priest River and Spirit Lake, this property offers the perfect blend of seclusion and convenience within a small subdivision that includes community water and shared road maintenance. The home showcases numerous updates, custom trim work, and comes fully equipped with all appliances. Property offers plenty of usable land, with room to build your dream custom home while using the existing residence as a guest home, or live in while you build. The property also includes two storage sheds, multiple frost-free hydrants, and a variety of established, harvestable produce—perfect for those seeking a self-sufficient lifestyle. Peaceful, private, and versatile—this is a must-see property that won’t last long.

552 Outback Loop, Spirit Lake
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